Which business finance suits you?

Choose a finance option based on what your business needs the money for. Answer a few questions to explore products that may fit, from invoice finance and asset finance to business lending and savings.

This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

Your questions

Are you looking for finance for a business?
What do you need the money for?
Who should chase your customers for payment?
Are the goods coming from overseas?
Do you take a large share of revenue by card, and want repayments to flex with takings?
Which best describes your balance sheet?

All results

  • Invoice discounting

    Borrow against outstanding invoices while you keep your own sales ledger, so the arrangement stays confidential.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Invoice factoring

    A specialist factor collects your invoices and advances cash against them; your customers are aware.

    Finance for haulage businesses

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Import finance

    Funds the purchase of overseas goods before they arrive; the lender pays your supplier directly or reimburses you.

    Finance for importers and wholesalers

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Short-term business loan

    A fixed facility for a defined purpose, such as CAPEX, working capital or a specific opportunity, repaid over an agreed term.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Asset finance

    Acquire vehicles, machinery or technology by spreading the cost over time, without tying up working capital.

    Finance for haulage businesses

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Merchant cash advance

    A lump sum repaid as a percentage of your card takings, so repayments flex with revenue.

    Finance for e-commerce businesses

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Bridging loans

    Short-term secured finance bridging a gap between two transactions or giving time to arrange longer-term debt.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Asset-based lending

    A revolving facility secured against a combined pool of debtors, stock, plant and property.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Revolving credit facility

    A committed, flexible credit line you can draw, repay and redraw as your needs evolve.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

  • Business savings & deposits

    Place surplus cash using fixed-term, notice or instant-access accounts, without sacrificing liquidity.

    This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

Overview pages

Invoice finance

Releases cash tied up in outstanding invoices. The two main types are invoice discounting, where you keep your own sales ledger, and invoice factoring, where a specialist factor collects.

This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.

Trade finance

Covers funding tied up in trade, including invoices and overseas purchases, through invoice discounting, invoice factoring and import finance.

This finder gives an indicative starting point only. It is not advice or a recommendation, and it is not an offer of finance. Oku Financial works with business customers only. Oku Markets Limited is a broker and not a lender. All finance is subject to status and terms and conditions.